/* Topics index, topic pages, and the own-vs-rent guide. Tokens only. */
.breadcrumb { display: flex; flex-wrap: wrap; gap: 0.5rem; align-items: center; list-style: none; padding: 0; margin: 0 0 1.25rem; font-size: 0.9rem; color: var(--text-muted); }
.breadcrumb a { color: var(--accent-dark); }
.breadcrumb a:hover { text-decoration: underline; }
.topic-head { padding: 3rem 0 1rem; }
.topic-head .container { max-width: 820px; }
.topic-head h1 { margin-bottom: 1rem; }
.topic-head p { color: var(--text-muted); font-size: 1.1rem; }

.topic-cards { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1.5rem; }
.topic-card { display: flex; flex-direction: column; gap: 0.75rem; padding: 2rem; background: var(--bg); border: 1px solid var(--line); border-radius: var(--radius); color: inherit; transition: border-color 0.15s, transform 0.15s; }
.topic-card:hover { border-color: var(--accent); transform: translateY(-2px); }
.topic-card h2 { font-size: 1.4rem; margin: 0; }
.topic-card p { color: var(--text-muted); margin: 0; display: -webkit-box; -webkit-line-clamp: 3; -webkit-box-orient: vertical; overflow: hidden; }
.topic-card .topic-meta { margin-top: auto; padding-top: 0.5rem; color: var(--accent-dark); font-weight: 600; }
.topic-more { text-align: center; margin-top: 2rem; }

.topic-list { max-width: 820px; margin: 0 auto; }
.topic-list h2 { font-size: 1.4rem; margin-bottom: 1rem; }

.guide-toc { background: var(--accent-tint); border: 1px solid var(--line); border-radius: var(--radius); padding: 1.5rem 1.75rem; max-width: 820px; margin: 0 auto 2.5rem; }
.guide-toc strong { display: block; margin-bottom: 0.75rem; font-family: var(--font-display); }
.guide-toc ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 0.4rem; }
.guide-toc a { color: var(--accent-dark); }
.guide-toc a:hover { text-decoration: underline; }

.guide .prose, .guide .container-narrow { max-width: 820px; margin: 0 auto; }
.guide section[id] { scroll-margin-top: 5rem; }
.guide h3 { margin-top: 1.5rem; }
.guide .cost-defs { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1rem; margin: 1.5rem 0; }
.guide .cost-defs .card h3 { margin-top: 0; }
.guide .split { margin: 1.5rem 0; }
.guide .more-topics { display: flex; flex-wrap: wrap; gap: 0.5rem 1.5rem; list-style: none; padding: 0; }

.guide-cols { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1.5rem; margin: 1rem 0; }
.guide-cols h3 { margin-top: 0; }
.guide .prose { padding: 1.25rem 0; }
.guide .prose a.btn-primary { color: #fff; }
.guide .prose a.btn-ghost { color: var(--accent-dark); }
.guide .prose a.btn { text-decoration: none; margin: 0 0.5rem 0.5rem 0; }

@media (max-width: 700px) {
  .topic-cards, .guide-cols { grid-template-columns: 1fr; }
  .guide .cost-defs { grid-template-columns: 1fr; }
  .topic-card { padding: 1.5rem; }
}